Stafford Loans, Unsubsidized Stafford Loans and PLUS Loans NOTICE:  MRRC will begin phasing out all Stafford, Unsubsidized Stafford and PLUS loans beginning May 1, 2007 with a target date of December 31, 2007 to have all loans consolidated, paid in full or refinanced.  Each borrower should have received a packet of information regarding the options available to them.  Please contact our office at 1-800-835-0650 if you have questions regarding your loan options. NEW VARIABLE FEDERAL INTEREST RATES       STAFFORD/UNSUBSIDIZED STAFFORD  7/1/07 to  7/1/06 to  Interest For loans disbursed on or after July 1, 1998:  6/30/2008  6/30/2007  CAP  Repayment or forbearance status  7.220%  7.140%  8.25%  In-school, Grace or Deferment  6.620%  6.540%  8.25%          For loans disbursed July 1, 1995 to June 30, 1998:        Repayment or forbearance status 8.020%  7.940%  8.25%  In-school, Grace or Deferment 7.420%  7.340%  8.25%          For loans disbursed July 1, 1994 to June 30, 1995:        Repayment or forbearance status  8.020%  7.940%  8.25%  In-school, Grace or Deferment  8.020%  7.940%  8.25%          For variable rate prior to July 1, 1994: 8.020%  7.940%  8.25%          Loans made on or after 7/23/92:       Fixed 8% converted to variable  6.100%  6.100%  8.00% 8/10% converted to variable                 First 4 years in repayment only  6.100%  6.100%  8.00%           After 4 years in repayment only  6.250%  6.250%  10.00%          PLUS        PLUS – All loans disbursed after July 1, 1998  8.500%  8.340%  9.00%  PLUS – Disbursed July 1, 1994-June 30, 1998  *TBA  8.340%  9.00%  PLUS – Disbursed October 12, 1992-June 30, 1994  *TBA  8.340%  10.00%  PLUS – Disbursed prior to October 1, 1992  *TBA  8.490%  12.00%     *To be announced July 1, 2007               RURAL DEVELOPMENT LOANS Michigan Rural Rehabilitation Corporation partners with the USDA Rural Development program in Michigan to assist low-income families in the purchase of a home.  For more information contact: Michigan USDA Rural Development office at 1-(888)-771-6993 or Paw Paw RD office:  (269) 657-7055 (Option 4) or Sault Ste Marie RD office:  (906) 632-9611 OPERATING LOANS Michigan Rural Rehabilitation Corporation may have limited funds available to assist rural Michigan residents with small business ventures.  Contact MRRC for additional information.

Copyright ? 2005 Michigan Rural Rehabilitation Corporation (MRRC). All Rights Reserved

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